These terms apply to the Simons & Leoni Home Loans, LLC text messaging program. Participation is voluntary. Consent to text messaging is not a condition of obtaining mortgage services.

Messages and consent

With your consent, S&L may text you to respond to inquiries, coordinate appointments, request documents, and provide mortgage application and closing updates. With your separate prior express written consent to promotional texts from S&L, a loan originator may also contact you individually about rate decreases, potential refinancing benefits, or other mortgage opportunities. S&L does not send automated marketing text messages.

Permission for service-related texts does not authorize promotional texts. Providing a number, submitting a general website inquiry, or acknowledging these terms or the privacy policy does not by itself establish promotional-text consent.

Frequency and charges

Message frequency varies with your inquiries, loan activity, and authorized communications. Message and data rates may apply. Contact your wireless provider about your plan and charges. Carriers are not liable for delayed or undelivered messages.

Stopping messages and getting help

Reply STOP to opt out at any time. You may also email contact@simonsleoni.com or call (813) 258-6767 to request an opt-out. We honor other reasonable methods of withdrawing consent as required by law. You may receive a final confirmation message; further texts through this program will stop unless you provide new consent.

Reply HELP for assistance, email contact@simonsleoni.com, or call (813) 258-6767. Please notify us if your telephone number changes. Use the secure application or document-delivery method supplied by your loan originator for sensitive financial information.

Privacy

Our Privacy Policy is available at simonsleoni.com/privacy-policy/. We do not sell, rent, or share your mobile number or SMS consent with third parties or affiliates for marketing or promotional purposes. Messaging providers may receive information only as necessary to operate our service on our behalf, subject to the restrictions described in the Privacy Policy.

Equal Housing Opportunity

Simons & Leoni Home Loans, LLC is committed to equal housing opportunity and compliance with applicable fair lending and civil rights laws. We provide mortgage services without discrimination based on race, color, religion, national origin, sex, familial status, disability, or any other characteristic protected by applicable law.

Government affiliation disclaimer

Simons & Leoni Home Loans, LLC is not a government agency and is not affiliated with the U.S. Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA). Website materials are provided by S&L and have not been issued or approved by HUD or FHA. References to government programs or links to government resources do not imply government endorsement of S&L or its website. For official HUD and FHA information, visit www.hud.gov.